Showing both stores combined, including cross-platform comparison.
10.2K ratings
App Store sentiment not scored yet for this app.
No match found in our catalogue yet
We may not have found this app's Play Store listing yet, even if it exists.
App description
Total control of your finances is possible! Meet Carbon, a credit-led pan African digital bank that makes banking make sense, and your all-in-one app for easy money management. Track and simplify your personal finances with our easy spending and payment options. Say goodbye to hidden bank charges, long queues and endless paperwork. Carbon's digital banking services are designed to change the way you bank, pay, spend and earn. Earn more when you save With Carbon, your money is always working for you. Save smart and earn more with up to 20% interest per annum on your savings. Get loans that make sense We've made loans easily accessible to help you reach your goals and stay in control. What you need to know about our loans: • Loan amounts range from ₦10,000 to ₦1,000,000 with repayment periods from 61 days to 12 months at monthly interest rates that range from 4.5% to 30% • Max APR: 195% per annum • No collateral or guarantor necessary • No hidden fees • Unlock higher loan amounts by repaying early and transacting regularly. Representative example: Loan of ₦1,000,000 borrowed for 12 months at 4.5% monthly interest. Total payable: ₦1,540,000. APR: 54%. Late fee: 0.03333% per day. A smarter way to buy now, pay later A smarter way to buy now, pay later at 0% monthly interest with Carbon Zero. Spread payments over 6 weeks or 4 monthly instalments for the things you love. Who needs cash when you've got the Carbon debit card #PinkPassport—your powerful, bold way to pay in Naira, anywhere. Control how your card works: set spend limits, block merchants, toggle ATM, POS, or online use—right from your dashboard. Here's why you'll love Carbon: Your Carbon account lets you do more than store money. Instead of fees, you earn 4% interest p/a on your average monthly deposits. Get instant loans of up to ₦1 million and smart saving options with returns up to 20% per annum. Instant loans whenever you need them We've made access to credit easy and simple. Available 24/7, no coll
Reviewer breakdown
How the reviews behind this analysis are distributed.
Negative reviews, recent vs prior period
Version history
No version snapshots recorded for this app yet.
Based on reviews collected through July 2026 · 491 reviews analysed
How this analysis was produced. The sentiment score on this page is calculated from up to 300 of this app’s most recent reviews that pass Appeye’s quality filter (real, substantive, English-language text), scored individually using free, automated sentiment analysis. This identifies overall tone across many reviews at once and isn’t a judgement on any single review. A deeper analysis — pain points, praise patterns, and concrete recommendations drawn directly from review text using AI — is available for select apps; look for the AI report indicator on this page. Get in touch.