SoFi: Bank, Invest & Crypto

Why do 15.8M members love SoFi? Bank, invest, and own crypto all in one app. Open a bank account, track your budget, and manage your finances from anywhere. SOFI PLUS PREMIUM MEMBERSHIP • 4.50% APY on up to $20,000 in savings with a SoFi Plus membership. • 1% Invest Match on eligible deposits into taxable SoFi Invest® accounts. • Unlimited sessions with experienced SoFi Wealth Financial Planners. • 2x rewards points on qualifying account activity. NEW! BUY, SELL & HOLD CRYPTO • First national chartered bank where individuals can buy, sell, and hold cryptocurrency. • Access Bitcoin, Ethereum, Solana, plus 25+ cryptocurrencies on a platform with the safeguards of a bank. ONLINE BANKING • Open a bank account with no account, service, or maintenance fees and no minimum balance required. • Get paid up to 2 days early with direct deposit and early payday.⁶ • Mobile banking app to send money, transfer funds, pay bills, and manage your finances. HIGH-YIELD SAVINGS ACCOUNT • High-yield savings account with a high APY on your savings balance. • Savings Vaults help you organize your emergency fund and savings goals in one place. • Instant transfers between checking and savings with no fees. STOCK TRADING & INVESTING • Trade stocks and ETFs through SoFi Securities to build your investment portfolio (other fees apply). • Invest in fractional shares from $5, or explore index funds, ETFs, and options trading (restrictions apply). • Automated investing, IRA and Roth IRA retirement accounts, and portfolio management through SoFi Wealth. BUDGET APP & MONEY MANAGEMENT • Budget app to track spending, set savings goals, and manage your finances from one place. • Track expenses, monitor your net worth, and manage your money across SoFi and linked accounts. • Financial planning tools to help you reduce debt and build long-term wealth. LOANS & CREDIT SCORE • Personal loans for debt consolidation, home improvement, and large purchases. Check your rate in minutes. • Credit score monit