Atome PH - Buy Now Pay Later

Your favorite buy now, pay later app is now an all-in-one financial solution for shopping, saving, loans, and bill payments in the Philippines. - Shop smarter: Scan to pay with QR Ph and enjoy flexible 3- or 6-month installments with the Atome Card, plus 0% interest on monthly purchases. - Access cash instantly: Atome Cash for fast, low-interest loans for daily needs. - Pay bills easily: A one-stop bill payment feature where you can pay utility bills such as water, electricity, mobile, postpaid, and even internet or broadband through trusted partners. - Grow your wealth: With Atome Savings at 3.25%* p.a. interest daily. *Rates may adjust based on Netbank policies. 【 Atome Card 】 1. Flexible payment and installment options - Stretch your budget and pay later at 0% interest. Enjoy installment plans of up to 6 months. 2. Easy application - Apply in minutes—no paperwork needed. 3. Convenient for your needs - Shop with up to a ₱200,000 spending limit. 4. Pay later anywhere that accepts Mastercard - Use your physical or virtual Atome Card to shop online on Lazada, Shopee, Grab, and more. - Tap-to-pay in stores and even overseas. - Also compatible with apps like BillEase (via GrabPay), Home Credit, and TendoPay via Bayad and PayMongo. 5. Pay bills easily - Square up your monthly essentials in one place. Atome now supports water, electricity, internet, and mobile bill payments through major providers, including Maynilad, Manila Water, PrimeWater, Meralco, Globe One, Smart, Converge, and more. 6. Settle your monthly card bills - Pay using credit/debit card, InstaPay via bank apps such as BPI, UnionBank, or e-wallets like GCash and Maya. 【 Atome Savings 】 Atome Card users can open a secure savings account built for everyday growth. - Earn up to 3.25% p.a. interest, credited daily - No minimum balance, no lock-in period, and zero fees - Deposits are protected with PDIC insurance coverage up to ₱1M 【 Atome Cash 】 Access fast, reliable cash loans when you need th