N26 — Love your bank

Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions. BANK – Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away. – Send money in seconds using MoneyBeam and instant transfers. – Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 Go, and N26 Metal. – Open your joint account in minutes and manage shared finances alongside your personal account. – Self-employed? Handle all your business finances with an N26 business account and get up to 0.5% cashback for every payment you make with your N26 Mastercard. – Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees. – Split eligible past purchases with N26 Installments, or get approved for an overdraft of up to €10,000 in minutes (available in Germany, Austria, and Spain). With N26 Credit, you can get a loan instantly with no paperwork (available in Germany, Austria, Spain, and France). – And if you have questions, contact us day and night via the chat in your N26 app — in five languages. SAVE - With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime. - Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups and Income Sorter. - Get spending insights to help you stay on track. * The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands. INVEST - Trade thousands of stocks and ETFs — right in your banking