Chip – Savings and Investments

Chip is here to make your life wealthy; we offer one simple, personalised experience to manage, and grow your wealth. That’s why we’ve been crowned ‘Best Personal Finance App’ in 2025, 2024, 2022, 2019 at the British Bank Awards. • Start investing from £1 with our range of investment funds. Platform fees (0.25%) may apply. • Build wealth tax-free with our Cash ISA and Stocks & Shares ISA. • Track your entire investments and savings portfolio in one place. • Set your financial goals, link an account and save for those milestone moments. • Our smart AI features make investing and saving seamless. • All savings accounts in Chip are eligible for FSCS protection on up to £120,000. • UK-based customer support available 7 days a week. Join over 400,000 users seeking to build a better financial future with Chip. When investing, your capital is at risk. Tax treatment depends on individual circumstances and may be subject to change in the future. Chip does not provide tax or financial advice. Build a diverse investment portfolio starting from £1: • Invest in a Stocks & Shares ISA or a General Investment Account. • Create a personalised portfolio with over 40 funds across global or regional indexes, thematics and commodities. • Grow your investing knowledge with our guides, insights and tools. The value of your investments can go down as well as up and you may get back less than your original investment. Choose from a range of savings accounts designed for your goals: • Open any of our savings accounts completely free within minutes. • Earn competitive interest rates. • All our savings accounts are FSCS protected subject to the scheme's rules. Smart Cash ISA: • Build your savings tax-free with a flexible cash ISA. • Withdraw and redeposit whenever you need in the same tax-year. • Request and track ISA transfers in-app, with on-hand support from our award-winning team. Prize Savings Account: • Win cash prizes just for saving by joining our monthly prize draw. • We’v