Zopa Bank – Mobile Banking

"Looking for the best banking app? Meet Zopa — an award-winning online bank that makes everyday banking simple, smart and rewarding. Download our mobile banking app with savings, budgeting and borrowing tools all in one place, and join over 1.5 million happy customers already banking with Zopa. AWARDED BEST PERSONAL CURRENT ACCOUNT BY MONEYNET 2026 Introducing Biscuit, our free bank account and a true cashback banking app that puts money back in your pocket every month. Awarded Best Personal Current Account by Moneynet 2026, the Biscuit bank account is free to open and takes as little as 4 minutes to set up. Everyday banking with Biscuit comes with perks including: - Fee-free spending abroad - no hidden charges when you travel - 2% cashback on bills, on up to £125 of Direct Debits a month - Interest on your bank account balance - 2.00% AER variable - Exclusive high-interest Regular Saver pot - 7.10% AER variable for 6 months, deposit up to £300/month - FSCS protection up to £120,000 - Zopa's built-in AI answers your money questions and tells you what you've got left to spend. Our banking app also connects to your non-Zopa bank accounts, credit cards and savings, giving you a complete financial picture in one place. Whether you need an app for budgeting and saving or a smarter way to handle day-to-day banking, Biscuit makes personal banking a little sweeter. 2% cashback on bills, on up to £125 of Direct Debits a month. 2.00% AER (1.98% gross) on bank account balance (variable). 7.10% AER (6.87% gross) variable for 6 months on Regular Saver pot, exclusive to bank account customers. Interest paid monthly. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account SAVE WITH ZOPA Searching for the best app for saving money? Zopa has been named Moneynet's Best Savings App two years running. Our mobile banking app with savings tools is built to help you reach every financial goal, big or small: - Easy access savings pots — flexible, with no lock-in period - Fixe