Bits Credit Card and More

Bits offers credit cards and credit information services to consumers in the UK. The basic idea is that you get a Bits subscription, and that opens up access to a whole host of member benefits. The only fee you ever pay is the monthly Bits subscription that you choose. The full list of Bits services that open up to you once you have a Bits subscription include: - Bits Store Card, you can shop in the Bits store (in app), where we offer a curated selection of electronics, and other consumer goods, available for purchase - Bits Credit Card, which lets you shop anywhere that Mastercard is accepted, with 0% APR and 0 late fees, and a foreign exchange rate that is the same as what you see on the Mastercard website. Apple Pay supported! - Bits School of Credit, which has dozens of educational videos on credit. These are not financial advice, and are general/non specific videos that you don’t pay for; they are free - Bits Simulator, which helps you understand some general/non specific things on credit use - Bits Rent Reporting, which helps get your rent reported (to Equifax) - Bits Support: we are here, and will help you in any way we can! REGULATORY STATUS Although Bits (trading name of Fea Card Limited) is regulated as a firm by the Financial Conduct Authority (FCA), not all of our products are regulated, and you should be aware of this when you sign up. Furthermore, some of our regulated products have limitations on them, which are stated on the FCA website. Here is the regulatory status of our products: Bits Store Card - not regulated, as it is structured under exemptions in the Regulated Activities Order. Bits Credit Card - The Bits Credit Card is not regulated, as it is structured under exemptions in the Regulated Activities Order. The Bits Credit Card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Mastercard is