MobiKwik: Loans, UPI & Wallet
by ONE MOBIKWIK SYSTEMS PRIVATE LIMITED
429 reviews analysed · 25 Dec 2025 – 4 Sep 2026 · scored 14 Sep 2026
Based on 429 reviews from 25 Dec 2025 - 4 Sept 2026.
Overview
- Appeye score
- 68/100high confidence
- Category rank
- #3242 of 3,967Finance
- Reviews analysed
- 429Scored reviews from the App Store.
- Sentiment trend
- Trending downIts trend signals are moving in a negative direction.
176K ratings
Review sentiment
App description
MobiKwik is India’s favourite app for instant loans up to ₹15 Lakhs, seamless UPI payments, and high-yield investments. Trusted by 18.6 Crore+ users, we provide a secure ecosystem for all your financial needs. Instant Personal Loans Get the funds you need with a 100% digital process. * Credit Limit: From ₹30,000 up to ₹15,00,000. * Instant Disbursal: Funds in your bank account in minutes. * Tenure: Flexible repayment from 3 to 36 months. * Interest Rates: Starting from 0.8% per month. Sample Loan Calculation: Loan Amount: ₹50,000 | Tenure: 12 months APR: 16% p.a. | EMI: ₹4,537 Processing Fee (2%): ₹1,000 Total Repayment: ₹55,444 UPI & QR Payments Experience lightning-fast payments with India’s most versatile UPI app. * Scan & Pay: Pay at any merchant QR code instantly. * RuPay Credit Card on UPI: Link your card and scan to pay at any store. * Money Transfer: Send money to any UPI ID, mobile number, or bank account. * Self Transfer: Move funds between your own bank accounts effortlessly. Pocket UPI The power of UPI without a bank account. * No Bank Required: Use your wallet balance for UPI transactions. * Clean Statements: Keep small daily spends off your bank passbook. * Biometric Security: Pay via Fingerprint or Face ID - no PIN needed for small scans. * Top-up option Limits: Load wallet via Credit Card, Debit Card or UPI. India’s Leading Digital Wallet MobiKwik is India's pioneer in digital wallet payments, offering unmatched speed and flexibility. * Add Money via Credit Card: Use your credit card to load your wallet and manage spends. * Transfer to Bank: Move your wallet balance to any bank account instantly. * Widest Acceptance: Pay at 1 Million+ online and offline brands like Zomato, Swiggy, Flipkart, BigBasket, 1mg, Myntra & many more. * One-Tap Checkout: Enjoy the fastest checkout experience without waiting for OTPs. MobiKwik First Card A credit card for everyone, backed by a Fixed Deposit * 100% Guaranteed Approval with no income proof. * Earn up
Sentiment over time
Calendar-month positive review share for the selected store view. Overall is review-weighted across stores; months with fewer than 10 reviews are left out.
Version history sentiment
Per-release positive review share for each app version that has at least 3 analysed reviews, oldest first — so you can see whether the last real release helped or hurt separately from the calendar-month trend.
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Version history · App Store
No version snapshots recorded for this app on App Store yet.
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