OKash: Safe and reliable loan app icon

OKash: Safe and reliable loan

by OPAY MICROFINANCE BANK LIMITED

FlatSentiment-23 ptsvs last month
Appeye score 78 out of 100, from 327 reviews (moderate confidence)

327 reviews analysed · 20 Apr 2026 – 4 Sep 2026 · scored 14 Sep 2026

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Based on 327 reviews from 20 Apr - 4 Sept 2026.

Overview

Appeye score
78/100moderate confidence
Category rank
#1768 of 3,967Finance
Reviews analysed
327Scored reviews from the App Store.
Sentiment trend
FlatIts trend signals are holding steady.
App Store
4.3

15.5K ratings

Review sentiment

69
App nameOKash: Safe and reliable loan
SellerOPAY MICROFINANCE BANK LIMITED
GenreFinance
Version2.4.0
Content rating17+
Requires iOS15.1
Size64 MB
Released12 Feb 2025
Current version21 Jul 2026
View on App Store
App description

OKash makes it efficient for you to access credit anytime, anywhere. Loan Products • Tenure: We will require your repayment from 91 days to 365 days*. • Loan Amount: from NGN 2,000 to NGN3,000,000. • Interest Rate: Our interest rate is calculated on a daily basis. Annual Percentage Rate (APR) is less than 36%. An example of an OKash loan For example, 91-day loan payment terms, the interest rate is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237. • The total amount due in the first month would be N1,093, the interest would be N93. • The total amount due in the second month would be N1,090, the interest would be N90. • The total amount due in the third month would be N1,090, the interest would be N90. OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by OPay Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria (CBN). OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account. Why OKash? 1. You can apply for a loan with your credit. Don’t need any deposits or guarantees. 2. Up to NGN3,000,000. Disburse to your bank account. 3. Paperless and digital process on your mobile. All the steps can be done online. 4. We do not share your data with any third parties without your consent. Your data is totally safe with us. 5. Don’t worry about forgetting repayment. We’ll send messages to remind you. How it works? 1. Install the OKash APP from the App Store. 2. Register an account. 3. Select the product you would like to apply for. 4. Fill out your basic information, then submit the application. 5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved. 6. E-sign

Sentiment over time

Calendar-month positive review share for the selected store view. Overall is review-weighted across stores; months with fewer than 10 reviews are left out.

Monthly positive review share
0%50%100%77%60%Apr 2026Sep 2026

Version history sentiment

Per-release positive review share for each app version that has at least 3 analysed reviews, oldest first — so you can see whether the last real release helped or hurt separately from the calendar-month trend.

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Version history · App Store

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