Sycamore - Save Invest Borrow

Sycamore –Save Invest Borrow Sycamore is a secure all-in-one fintech app that helps you access credit, save consistently, invest wisely, and manage everyday payments—all from one platform. Designed for individuals and businesses in Nigeria, Sycamore gives you the tools to take control of your finances with transparency, flexibility, and security. Quick & Flexible Loans Access personal and business loans with a simple application process and transparent terms. Whether you need funds for emergencies, rent, school fees, or business growth, Sycamore makes borrowing easier. Loan Features - Loan amounts from ₦100,000 – ₦100,000,000 - Flexible repayment plans (3 – 24 months) - Competitive interest rates starting from 2.3% monthly - Processed under 5 hours (subject to eligibility and verification) - Secure and simple application process Loan Types Salary Loans For salaried employees who need quick access to funds for personal needs. Business Loans For registered Nigerian businesses seeking working capital and growth funding. Loan Terms & Transparency - APR range: 27.6% – 72% annually (depending on user profile and loan terms) - Loan tenure: 3 – 24 months - Approval: Subject to eligibility, verification, and risk assessment - No hidden fees Representative Example Loan Amount: ₦1,000,000 Tenor: 12 months Monthly Interest Rate: 3% APR: 36% Total Repayment: ₦1,360,000 Save Smarter with High-Interest Savings Build better financial habits with flexible and automated savings options. Savings Features - Create goal-based savings plans (rent, travel, gadgets, etc.) - Automate deposits and consistently - Access fixed and flexible savings options - Earn competitive interest rates (up to 20% annually) Invest & Grow Your Wealth Access curated investment opportunities designed to help you grow your money over time. Investment Features - Start investing from ₦100,000 - Earn competitive returns (up to 25% annually) - Access fixed income and structured investment products - Dive