LazyPay: Loan App & Pay Later app icon

LazyPay: Loan App & Pay Later

by PayU Payments Private Limited

DE / ENTrending downSentimenttrend not available
Appeye score 68 out of 100, from 326 reviews (moderate confidence)

326 reviews analysed · 7 Oct 2024 – 5 Sep 2026 · scored 14 Sep 2026

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Based on 326 reviews from 7 Oct 2024 - 5 Sept 2026.

Overview

Appeye score
68/100moderate confidence
Category rank
#3218 of 3,967Finance
Reviews analysed
326Scored reviews from the App Store.
Sentiment trend
Trending downIts trend signals are moving in a negative direction.
App Store
4.8

153.8K ratings

Review sentiment

40
App nameLazyPay: Loan App & Pay Later
SellerPayU Payments Private Limited
GenreFinance
Version12.3.0
Content rating4+
Requires iOS15.0
Size146 MB
Released9 Aug 2018
Current version26 Aug 2026
View on App Store
App description

Get credit that’s easy, instant and stress-free. With LazyPay, you get a free credit limit upto Rs.10,000 that you can use across 45,000+ online stores and merchants! Just repay the total every 15 or 30 days, interest-free. Here’s what you can do on LazyPay: PayLater Checkout on your favourite merchants in just one-tap! It’s completely free. No extra charges, no hidden fees. Shop, buy, spend from your credit limit and pay just one single bill every 15 days. • One-tap payments • No OTPs, CVVs or PINs • Repay just once every 15 days • No interest and no hidden charges ◆ Get attractive discounts and offers on various merchants like Swiggy, Zomato, Myntra, Zepto and more. ◆ A quick, simple KYC makes your experience a lot smoother. If you complete your KYC with us, you can increase your credit limit (upto as much as Rs. 5 lakhs), and get 30 days to repay your dues (that’s double the normal billing period!). In case you’re unable to pay your bill, you’ll also have options to repay your dues in EMIs. BillPay: Pay Utility Bills With over 20,000+ supported billers, LazyPay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one-click; recharge FASTag, mobile postpaid, mobile prepaid, landline, DTH and more. Repay in one shot, along with your LazyPay dues, every 15 or 30 days. Auto360 Your all-in-one vehicle management hub. Now you can add your vehicle, track challans, stay ahead of PUC and insurance expiries. Also, renew your vehicle insurance seamlessly—all in one place. GiftCards Now you can purchase vouchers of over 200+ brands like Amazon, Myntra, Flipkart and more on the LazyPay app. Use them to avail discounts ranging upto 30% on your purchases, or share them with your loved ones! XpressLoans: Instant Personal Loans LazyPay offers instant personal loans for all your needs, big or small. Get online loans within minutes and use it for anything you want - no questions asked. Our instant personal loans are cash loa

Sentiment over time

Calendar-month positive review share for the selected store view. Overall is review-weighted across stores; months with fewer than 10 reviews are left out.

Monthly positive review share
0%50%100%30%38%Oct 2024Aug 2026

Version history sentiment

Per-release positive review share for each app version that has at least 3 analysed reviews, oldest first — so you can see whether the last real release helped or hurt separately from the calendar-month trend.

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Version history · App Store

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